Un articolo importante che descrive le preoccupazioni dei pazienti Usa in cura per Covid 19. La Assicurazioni nella prima fase della pandemia hanno fatto “sconti” ai clienti per quelle prestazioni che non erano previste nella polizza. Ora, come denuncia l’articolo, le Assicurazioni porranno termine alle politiche di “buone relazioni” coi clienti e … non faranno più sconti…e non copriranno più alcune prestazioni fondamentali nelle cure Covid 19 …..E noi ci lamentiamo del nostro SSN… universalista. Per chi ha difficolta con la lingua inglese nel fondo è postata una traduzione.. editor |
Time to Say Goodbye to Some Insurers’ Waivers for Covid Treatment Fees
Just as other industries are rolling back some consumer-friendly changes made early in the pandemic — think empty middle seats on airplanes — so, too, are health insurers.
Many voluntarily waived all deductibles, copayments and other costs for insured patients who fell ill with covid-19 and needed hospital care, doctor visits, medications or other treatment.
Setting aside those fees was a good move from a public relations standpoint. The industry got credit for helping customers during tough times. And it had political and financial benefits for insurers, too.
But nothing lasts forever.
Starting at the end of last year — and continuing into the spring — a growing number of insurers are quietly ending those fee waivers for covid treatment on some or all policies.
“When it comes to treatment, more and more consumers will find that the normal course of deductibles, copayments and coinsurance will apply,” said Sabrina Corlette, research professor and co-director of the Center on Health Insurance Reforms at Georgetown University.
Even so, “the good news is that vaccinations and most covid tests should still be free,” added Corlette.